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The Beneficent mission began in Waterloo with university students and recent graduates who witnessed the need for debt relief in their own social circles – students, peers, and friends who were entrenched in debt with no reprieve. After highly successful crowdfunding attempts to raise funds to indebted students, and the realization that many more are indebted, this group of students and graduates realized that debt relief should be a communal affair to strengthen community ties and avoid interest. Thus, Beneficent took shape as a completely volunteer-run non-profit organization in Canada. We also attained registered charity status effective 2021.

We are committed to interest-free financing to Canadians suffering from short-term high interest-bearing debt, and educational tools to empower them to achieve and maintain economic self-reliance.

At Beneficent, we envision a world in which people are able to seek out financing options that are rooted in empowerment

The Beneficent Team

The Beneficent team is 100% volunteer-run and composed of talented professionals and students from a multitude of fields of expertise. Together, they combine entrepreneurship, experience in the non-profit sector, and dedication to economic empowerment to aid in Beneficent’s mission and beyond.

AllBoardLoansEducationCommunity RelationsOperationsMarketing

Thamjeeth Abdul Gaffoor

Executive Director, Co-founder

Hussain Sharif

VP Community Relations, Co-Founder

Nahian Alam

VP Operations, Co-founder

Habiba Mubashsher

VP Projects

Shabna Mohideen

VP Education

Mouri Khan

Partnerships Lead

Fawad Ahmed

Marketing Lead

Mishkaat Kirmani

Senior Loan Officer

Hamza Khan

Senior Loan Officer

Aamer Zangi

Loan Officer

Rohail Tanoli

Loan Officer

Beenish Khurshid

Loan Officer

Humzah Ahmed

Loan Officer

Ibad Cheema

Loan Officer

Omair Ansari

Loan Officer

Ahmed Rizk

Educational content developer

Tanzila Ahmed


Haseeb Syed

Project Manager

Saif Mahamood

Partnerships Coordinator

Hasan Aziz

Public Relations Officer

Usman Akhtar

Partnerships Coordinator

Mena Yousuf

Donor Relations Specialist

Our Advisors

Our advisors are community leaders and experts in their respective fields that will help us chart new initiatives. They help ensure we receive the best advice in alignment with our values.

Sheikh Yousef Wahb

Islamic Compliance Advisor

Imam Yousef Wahb is an Islamic Law Instructor at the University of Windsor’s Faculty of Law and the Research Director of Yaqeen Institute for Islamic Research’s Quranic Studies Department. Shaykh Yousef holds a Bachelor in Islamic Studies from Al-Azhar University and a Masters of Law from the University of Windsor.

Sheikh Yousef also serves the community as a Research Intern at the Stanford Muslim Mental Health & Islamic Psychology Lab, a co-founding board member of Green Ummah, an instructor at Miftaah Institute, and a Chaplain at the University of Windsor.