The Beneficent mission began in Waterloo with university students and recent graduates who witnessed the need for debt relief in their own social circles – students, peers, and friends who were entrenched in debt with no reprieve. After highly successful crowdfunding attempts to raise funds to indebted students, and the realization that many more are indebted, this group of students and graduates realized that debt relief should be a communal affair to strengthen community ties and avoid interest. Thus, Beneficent took shape as a completely volunteer-run non-profit organization in Canada. Our goal is to become a registered charitable organization by the end of 2021.

We are committed to interest-free financing to Canadians suffering from short-term high interest-bearing debt, and educational tools to empower them to achieve and maintain economic self-reliance.

At Beneficent, we envision a world in which people are able to seek out financing options that are rooted in empowerment

The Beneficent Team

The Beneficent team is 100% volunteer-run and composed of talented professionals and students from a multitude of fields of expertise. Together, they combine entrepreneurship, experience in the non-profit sector, and dedication to economic empowerment to aid in Beneficent’s mission and beyond.

  • Nahian Alam
    Cofounder, VP Operations
    Nahian Alam
  • Hussain Sharif
    Cofounder, VP Community Relations
    Hussain Sharif
  • Thamjeeth Abdul Gaffoor
    Cofounder, Executive Director
    Thamjeeth Abdul Gaffoor
  • Mouri Khan
    Partnerships Lead
    Mouri Khan
  • Habiba Mubashsher
    Project Manager
    Habiba Mubashsher
  • Shabna Mohideen
    Education Program Lead
    Shabna Mohideen
  • Ahmed Rizk
    Ahmed Rizk
  • Sneha Deokie
    Career Coach
    Sneha Deokie
  • Fareena Khan
    Fareena Khan
  • Mishkaat Kirmani
    Senior Loan Officer
    Mishkaat Kirmani
  • Hasan Aziz
    Loan operations
    Hasan Aziz
  • Hamza Khan
    Senior Loan officer
    Hamza Khan
  • Saif Mahamood
    Saif Mahamood
  • Ibad Cheema
    Loan Officer
    Ibad Cheema
  • Steven Ha
    Financial Advisor
    Steven Ha
  • Stephanie Henry
    Loan Officer
    Stephanie Henry
  • Haseeb Syed
    Project Manager
    Haseeb Syed
  • Noora Nawab
    Human Resources
    Noora Nawab
  • Fawad Ahmed
    Marketing Strategist
    Fawad Ahmed
  • Maha Rizvi
    Social Media Coordinator
    Maha Rizvi
  • Aisha Raja
    Partnership Coordinator
    Aisha Raja
  • Asif Matin
    Asif Matin
  • Beenish Khurshid
    Loan Officer
    Beenish Khurshid
  • Omar Karimi
    Loan Officer
    Omar Karimi
  • Youssef Afifi
    Loan Officer
    Youssef Afifi
  • Tanzila Ahmed
    Loan Officer
    Tanzila Ahmed
  • Rohail Tanoli
    Loan Officer
    Rohail Tanoli
  • Musaib Malik
    Loan Officer
    Musaib Malik
  • Humzah Ahmed
    Loan Officer
    Humzah Ahmed
  • Aamer Zangi
    Loan Officer
    Aamer Zangi