February 25, 2017

About

The Beneficent mission began in Waterloo with university students and recent graduates who witnessed the need for debt relief in their own social circles – students, peers, and friends who were entrenched in debt with no reprieve. After highly successful crowdfunding attempts to raise funds to indebted students, and the realization that many more are indebted, this group of students and graduates realized that debt relief should be a communal affair to strengthen community ties and avoid interest. Thus, Beneficent took shape as a non-profit organization in Canada. Our goal is to become registered as a charitable organization by the end of 2019.

At Beneficent, we envision a world in which people are able to seek out financing options that are rooted in empowerment.

At Beneficent, we are dedicated to providing interest-free financing to community members suffering from short-term high interest-bearing debt, and educational tools to empower them to achieve and maintain economic self-reliance.

The Beneficent Team

Thamjeeth Abdul Gaffoor

Thamjeeth Abdul Gaffoor

Executive Director, Co-Founder

With a keen interest in economic justice and a professional background in economics, accounting & finance, I started Beneficent with some friends to help those close to us. It has since morphed into to a passion project that I hope will give back to the community and help many more back onto their feet for years to come. In my free time, I enjoy frolicking in the outdoors, reading, and pretending to be Batman.

Nahian Alam

Nahian Alam

HR & Legal Lead, Co-Founder

I graduated in 2014 with a degree in psychology from the University of Waterloo. Post-graduation, I struggled to find work and transition from a university lifestyle to being self-reliant economically. During my financial hardship, I was blessed enough to be a recipient of Beneficent’s charity before it became the NGO it is today. I was more than happy to help my now co-founders establish an organization dedicated to helping people like me when the opportunity presented itself. The importance of community cannot be understated and I hope our initiative truly strengthens our community locally, as well as globally.

Hussain Sharif

Hussain Sharif

Strategy & Partnerships, Co-Founder

Beneficent started off as an informal group effort to help a friend. When we saw people’s willingness to help, as well as the pervasive issue of paralyzing debt, a few of us decided to create Beneficent as an organization.

It’s humbling to see how far we’ve come along, and I’m excited to lead it to further growth and impact.

I’m an engineer by day, I enjoy photography, travel, and am slightly ambidextrous.

Ahmed Rizk

Ahmed Rizk

Education

I graduated in 2011 with a B.COMM from the University of Guelph in Accounting, Finance & Economics. As a Senior Fund Accountant for one of the largest financial institutions, I enjoy preparing financial reporting packages for hedge funds and other alternative investments. My long-term career goal is to start my own financial advisory firm and teach part-time. I am an advocate for social and economic change which empowers citizens to live their lives to the fullest. In my spare time, I can be found embarrassing myself on a basketball court or soccer field!

“If I want to expect from people an ‘extra mile,’ people should trust that I would be ready to walk that ‘extra mile’ myself too. Such trust is built up over the years, and that specific trust is very easy to lose.” – Arkadiy Dobkin

Alex Berlin

Alex Berlin

Loan officer

A typical engineer. Likes interest-free financing and technology, dislikes writing bios

Hamza Khan

Hamza Khan

Loan officer

Always had a keen interest in helping people. Knowing that you can contribute to the society and make an impact that matters is why I am part of Beneficent. I graduated from Waterloo in Chemical Engineering and was fortunate to be enrolled in a co-op program. The placements allowed to me to travel all over Canada, experience various environments and interact with different communities. An experience that taught me to recognize similarities and celebrate differences. I enjoy being outdoors, venturing into the unknown and playing chef.

Shabna Mohideen

Shabna Mohideen

Education Program Lead

I am completing my MSc degree in Physiology & Pharmacology and hope to one day contribute to the healthcare sector through patient pain management. I joined Beneficent because of the unmet need in our society to help others repay their debts without the undue hardship caused by interest. I enjoy cafe hopping and long naps on the beach.

Mouri Khan

Mouri Khan

Loan Officer

I graduated for the University of Toronto, St George Campus with an Accounting specialist and minor in Economics in 2018. I want to see my fellow Canadians lift themselves up from the burdens that come from having interest-bearing debt. I joined Beneficent in hopes to help people in their journey to be debt-free, improve their well-being and relationship with finance and quality of life by guiding them to make better financial decisions. If I’m not at home doing a 2000-piece jigsaw puzzle, then I’m hunting for the next viewpoint/spot. If you know of any view spots, please recommend!

Mishkaat Kirmani

Mishkaat Kirmani

Education
Bilal Junaidy

Bilal Junaidy

Loan Officer
Danial Kherani

Danial Kherani

Loan Officer
Alper Bilge

Alper Bilge

Fundraising
I work for an accounting firm, after graduating with a BCom specializing in accounting offered by UofT Mississauga. I joined Beneficent to help the cause for interest and debt relief in society. There is no need to be stressed about accumulating interest and it is empowering to pay off all your debts, no matter how small. In my spare time, I like attending events and hanging with friends.
Hasan Aziz

Hasan Aziz

Loan officer

I Joined Beneficent early 2019 as a 1st year business student attending the Telfer School of Management at the University of Ottawa. I saw this was not only a great opportunity for me to learn and gain a lot of valuable experience but also an opportunity for me to help those in need around the community. I love both basketball and soccer and I am a pretty competitive individual when it comes to almost anything I do.

Uneeba Mubashsher

Uneeba Mubashsher

Media & PR

Mad scientist by day, designer by night. I am an undergraduate student at the University of Waterloo, majoring in Biology and Psychology. In my free time, I enjoy designing, as well as seeing its impact in strengthening an organization’s vision. I strongly believe in Beneficent’s compassionate approach to financial health.

Anam Rahman

Anam Rahman

Partnerships & Fundraising

I believe in giving others a hand-up and sharing knowledge or resources, and I joined Beneficent because I admired their approach in helping those struggling with debt in our society. I graduated from the University of Waterloo with a degree in Environmental Studies and have a background in corporate social responsibility. I enjoy road trips … and singing shamelessly to embarrassing songs, on said road trips.

Habiba Mubashsher

Habiba Mubashsher

Fundraising Lead

I am currently going into my fourth year, pursuing a BCom (majoring in Accounting) at the University of Guelph.

I am super passionate about Beneficent and the ultimate goal of the organization. I hope to make a positive impact!

The motto is, “know your worth, then add tax” 😉