February 25, 2017


The Beneficent mission began in Waterloo with university students and recent graduates who witnessed the need for debt relief in their own social circles – students, peers, and friends who were entrenched in debt with no reprieve. After highly successful crowdfunding attempts to raise funds to indebted students, and the realization that many more are indebted, this group of students and graduates realized that debt relief should be a communal affair to strengthen community ties and avoid interest. Thus, Beneficent took shape as a completely volunteer-run non-profit organization in Canada. Our goal is to become registered as a charitable organization by the end of 2020.

At Beneficent, we envision a world in which people are able to seek out financing options that are rooted in empowerment.

At Beneficent, we are dedicated to providing interest-free financing to community members suffering from short-term high interest-bearing debt, and educational tools to empower them to achieve and maintain economic self-reliance.

The Beneficent Team


  • Nahian Alam
    Cofounder, VP Operations
    Nahian Alam
  • Hussain Sharif
    Cofounder, VP Community Relations
    Hussain Sharif
  • Thamjeeth Abdul Gaffoor
    Cofounder, Executive Director
    Thamjeeth Abdul Gaffoor
  • Mouri Khan
    Partnerships Lead
    Mouri Khan
  • Habiba Mubashsher
    Fundraising Lead
    Habiba Mubashsher
  • Shabna Mohideen
    Education Program Lead
    Shabna Mohideen
  • Ahmed Rizk
    Ahmed Rizk
  • Saif Mahamood
    Saif Mahamood
  • Mishkaat Kirmani
    Senior Loan Officer
    Mishkaat Kirmani
  • Hasan Aziz
    Loan operations
    Hasan Aziz
  • Uneeba Mubashsher
    Media & PR
    Uneeba Mubashsher
  • Anam Rahman
    Partnerships & Fundraising
    Anam Rahman
  • Hamza Khan
    Senior Loan officer
    Hamza Khan
  • Omar Karimi
    Loan Officer
    Omar Karimi
  • Youssef Afifi
    Loan Officer
    Youssef Afifi
  • Tanzila Ahmed
    Loan Officer
    Tanzila Ahmed
  • Rohail Tanoli
    Loan Officer
    Rohail Tanoli
  • Musaib Malik
    Loan Officer
    Musaib Malik
  • Fareena Khan
    Fareena Khan
  • Humzah Ahmed
    Loan Officer
    Humzah Ahmed
  • Aamer Zangi
    Loan Officer
    Aamer Zangi