The Beneficent mission began in Waterloo with university students and recent graduates who witnessed the need for debt relief in their own social circles – students, peers, and friends who were entrenched in debt with no reprieve. After highly successful crowdfunding attempts to raise funds to indebted students, and the realization that many more are indebted, this group of students and graduates realized that debt relief should be a communal affair to strengthen community ties and avoid interest. Thus, Beneficent took shape as a non-profit organization in Canada. Our goal is to become registered as a charitable organization by the end of 2019.
At Beneficent, we envision a world in which people are able to seek out financing options that are rooted in empowerment.
At Beneficent, we are dedicated to providing interest-free financing to community members suffering from short-term high interest-bearing debt, and educational tools to empower them to achieve and maintain economic self-reliance.
The Beneficent Team
Thamjeeth Abdul GaffoorExecutive Director, Co-Founder
Hussain SharifStrategy & Partnerships, Co-Founder
Nahian AlamHR & Legal Lead, Co-Founder
Alex BerlinLoan officer
Hamza KhanLoan officer
Shabna MohideenEducation Program Lead
Bilal JunaidyLoan Officer
Danial KheraniLoan Officer
Hasan AzizLoan officer
Uneeba MubashsherMedia & PR
Anam RahmanPartnerships & Fundraising
Habiba MubashsherFundraising Lead
With a keen interest in economic justice and a professional background in economics, accounting & finance, I started Beneficent with some friends to help those close to us. It has since morphed into to a passion project that I hope will give back to the community and help many more back onto their feet for years to come. In my free time, I enjoy frolicking in the outdoors, reading, and pretending to be Batman.
Beneficent started off as an informal group effort to help a friend. When we saw people’s willingness to help, as well as the pervasive issue of paralyzing debt, a few of us decided to create Beneficent as an organization.
It’s humbling to see how far we’ve come along, and I’m excited to lead it to further growth and impact.
I’m an engineer by day, I enjoy photography, travel, and am slightly ambidextrous.
I graduated in 2014 with a degree in psychology from the University of Waterloo. Post-graduation, I struggled to find work and transition from a university lifestyle to being self-reliant economically. During my financial hardship, I was blessed enough to be a recipient of Beneficent’s charity before it became the NGO it is today. I was more than happy to help my now co-founders establish an organization dedicated to helping people like me when the opportunity presented itself. The importance of community cannot be understated and I hope our initiative truly strengthens our community locally, as well as globally.
A typical engineer. Likes interest-free financing and technology, dislikes writing bios
Always had a keen interest in helping people. Knowing that you can contribute to the society and make an impact that matters is why I am part of Beneficent. I graduated from Waterloo in Chemical Engineering and was fortunate to be enrolled in a co-op program. The placements allowed to me to travel all over Canada, experience various environments and interact with different communities. An experience that taught me to recognize similarities and celebrate differences. I enjoy being outdoors, venturing into the unknown and playing chef.
I am completing my MSc degree in Physiology & Pharmacology and hope to one day contribute to the healthcare sector through patient pain management. I joined Beneficent because of the unmet need in our society to help others repay their debts without the undue hardship caused by interest. I enjoy cafe hopping and long naps on the beach.
I Joined Beneficent early 2019 as a 1st year business student attending the Telfer School of Management at the University of Ottawa. I saw this was not only a great opportunity for me to learn and gain a lot of valuable experience but also an opportunity for me to help those in need around the community. I love both basketball and soccer and I am a pretty competitive individual when it comes to almost anything I do.
Mad scientist by day, designer by night. I am an undergraduate student at the University of Waterloo, majoring in Biology and Psychology. In my free time, I enjoy designing, as well as seeing its impact in strengthening an organization’s vision. I strongly believe in Beneficent’s compassionate approach to financial health.
I believe in giving others a hand-up and sharing knowledge or resources, and I joined Beneficent because I admired their approach in helping those struggling with debt in our society. I graduated from the University of Waterloo with a degree in Environmental Studies and have a background in corporate social responsibility. I enjoy road trips … and singing shamelessly to embarrassing songs, on said road trips.
I am currently going into my fourth year, pursuing a BCom (majoring in Accounting) at the University of Guelph.
I am super passionate about Beneficent and the ultimate goal of the organization. I hope to make a positive impact!
The motto is, “know your worth, then add tax” 😉