The Beneficent mission began in Waterloo with university students and recent graduates who witnessed the need for debt relief in their own social circles – students, peers, and friends who were entrenched in debt with no reprieve. After highly successful crowdfunding attempts to raise funds to indebted students, and the realization that many more are indebted, this group of students and graduates realized that debt relief should be a communal affair to strengthen community ties and avoid interest. Thus, Beneficent took shape as a non-profit organization in Canada. Our goal is to become registered as a charitable organization by the end of 2018.
At Beneficent, we envision a world in which people are able to seek out financing options that are rooted in empowerment.
At Beneficent, we are dedicated to providing interest-free financing to community members suffering from short-term high interest-bearing debt, and educational tools to empower them to achieve and maintain economic self-reliance.
The Beneficent Team
Thamjeeth Abdul GaffoorExecutive Director, Co-Founder
Hussain SharifStrategy & Partnerships, Co-Founder
Nahian AlamHR & Legal Lead, Co-Founder
Shareefa SayyidBoard Director
Alex BerlinLoan officer
Hamza KhanLoan officer
Shabna MohideenEducation Program Lead
Hasan AzizLoan officer
Uneeba MubashsherMedia & PR
Anam RahmanPartnerships & Fundraising
Habiba MubashsherFundraising Lead
With a keen interest in economic justice and a professional background in economics, accounting & finance, I started Beneficent with some friends to help those close to us. It has since morphed into to a passion project that I hope will give back to the community and help many more back onto their feet for years to come. In my free time, I enjoy frolicking in the outdoors, reading, and pretending to be Batman.
I graduated in 2014 with a degree in psychology from the University of Waterloo. Post-graduation, I struggled to find work and transition from a university lifestyle to being self-reliant economically. During my financial hardship, I was blessed enough to be a recipient of Beneficent’s charity before it became the NGO it is today. I was more than happy to help my now co-founders establish an organization dedicated to helping people like me when the opportunity presented itself. The importance of community cannot be understated and I hope our initiative truly strengthens our community locally, as well as globally.
I am a Social Development Studies (Psychology and Business) graduate from the University of Waterloo with a diploma in Social Work. I have worked in customer service, communication, and finance. I currently own and run an online store dedicated to positivity. I am the happiest when I am helping/empowering people to lead the life they want. I hope to one day keep a plant alive for more than a month and possibly have a cat as a best friend.
A typical engineer. Likes interest-free financing and technology, dislikes writing bios
Always had a keen interest in helping people. Knowing that you can contribute to the society and make an impact that matters is why I am part of Beneficent. I graduated from Waterloo in Chemical Engineering and was fortunate to be enrolled in a co-op program. The placements allowed to me to travel all over Canada, experience various environments and interact with different communities. An experience that taught me to recognize similarities and celebrate differences. I enjoy being outdoors, venturing into the unknown and playing chef.
I am completing my MSc degree in Physiology & Pharmacology and hope to one day contribute to the healthcare sector through patient pain management. I joined Beneficent because of the unmet need in our society to help others repay their debts without the undue hardship caused by interest. I enjoy cafe hopping and long naps on the beach.
I believe in giving others a hand-up and sharing knowledge or resources, and I joined Beneficent because I admired their approach in helping those struggling with debt in our society. I graduated from the University of Waterloo with a degree in Environmental Studies and have a background in corporate social responsibility. I enjoy road trips … and singing shamelessly to embarrassing songs, on said road trips.
I am currently going into my fourth year, pursuing a BCom (majoring in Accounting) at the University of Guelph.
I am super passionate about Beneficent and the ultimate goal of the organization. I hope to make a positive impact!
The motto is, “know your worth, then add tax” 😉